Reverse redlining is a predatory lending practice that targets minorities with poor credit. Before, minorities were unable to receive loans for housing due to redlining in which banks refused to give loans due to the risk it presented in allowing minorities to own homes in white and suburban neighborhoods. With reverse redlining, minorities are able to take out mortgage loans but are subjected to high interest rates, which they were unable to pay back due to their income. They also receive less counseling and assistance to pay the loans which accounts for the loss of many homes. On the other hand, whites receive less predatory loans than minorities as they are not seen as a risk factor.
Further Reading: http://www.housingwire.com/articles/37419-groundbreaking-ruling-federal-jury-finds-emigrant-bank-liable-for-predatory-lending